Sutton Johnson Holdings | FCA

Almost all firms and individuals offering, promoting or selling financial services or products in the UK have to be authorised by us.

However, some firms act without our authorisation and some knowingly run investment scams. 

This firm is not authorised by us and is targeting people in the UK. Based upon information we hold, we believe it is carrying on regulated activities which require authorisation.

Sutton Johnson Holdings

Address: Level 17, Reef Tower, Jumeirah Lake Towers, Dubai, United Arab Emirates

Telephone: 0800 0868704

Fax: 0872 751 0496

Email: [email protected]


How to protect yourself

We strongly advise you to only deal with financial firms that are authorised by us, and check the Financial Services Register to ensure they are. It has information on firms and individuals that are, or have been, regulated by us.

If you want to check a consumer credit firm that may not yet have been authorised by us, please also check the Interim Permission Register.

If a firm does not appear on the Register but claims it does, contact our Consumer Helpline on 0800 111 6768.

There are more steps you should take to avoid scams and unauthorised firms.

You should also be aware that if you give money to an unauthorised firm, you will not be covered by the Financial Ombudsman Service or Financial Services Compensation Scheme (FSCS) if things go wrong.

Report an unauthorised firm

If you think you have been approached by an unauthorised firm or contacted about a scam, you should contact our Consumer Helpline on 0800 111 6768. If you were offered, bought or sold shares, you can use our reporting form.


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How ‘No Win, No Fee’ Is on the Verge of Demise

Being in the hospital is never easy. It puts everything to a stop and, depending on the seriousness of the issue faced, can make you think seriously about what is really important in life. For those that don’t suffer such a serious injury or illness, it can really slow you down in life.

Recovering your health has to take a priority over work related issues (and in some cases – are the cause of… ). All this has to happen while you face the struggle of limited income should you have to take time off work and take sick pay. The problems faced with hospital stays are endless and simply put, it’s not an easy task to face.

Hospital Treatment

Recently, I was in the hospital for a fractured knee after falling (embarrassingly) from a kerb into the road and a number of people told me I’d be due compensation were unreal. It wasn’t true, I simply just misplaced my steps while checking my phone. I simply wasn’t looking where I was going. This, however, got me to thinking. Has the world gone claim mad? It seems so.

While in the hospital I was told that I’d cracked the Patella (cleanly, but I can assure you it didn’t feel clean) and torn my medial collateral ligament and quadriceps tendon. While I sound like I know what I’m talking about I can honestly tell you I don’t know what this meant and I was in agony, I’m not even sure if that was actually what I’d done but I remember it being along those lines.

I was told I’d not be able to use my knee correctly for up to 8-12 weeks and needed surgery to replace my kneecap. An absolute nightmare as you can imagine. To be told I needed a new kneecap was worrying, to say the least, and to make matters worse, following the surgery, I had to go back in as they had somehow managed to put the wrong size kneecap on my knee (the prosthesis was wrongly measured). However, on the bright side – I’m glad to say following that, my knee is as good as new.


Now, what I learnt in my time in hospital and following numerous people telling me was that medical negligence claims were common and there were numerous no win, no fee solicitors that I could use. Given that my surgery had been done incorrectly, I understood that people were only looking out for me. Alongside this, I did note a lot of marketing for solicitors during my time in the hospital, which was to be expected given the audience there. What got my attention was, after researching it that there was an upcoming legality issue that solicitors are facing regarding their fees. This interested me greatly.

One of the rising issues in the past 17 years is the rise in claims for medical negligence (Article is taken from 2008) or similar. Being defined as ‘lack of duty of care by a doctor, nurse, and other healthcare professionals’ it can range from delayed surgery to wrong diagnoses. There are 100’s of solicitor firms out there that specialise in these cases and it can be a daunting task to work out yourself if you have a case. Trust is always an issue in these situations as you don’t know who to turn to and I really wasn’t particularly interested in pursuing a case.

Solicitors claim the majority of expenses from the losing party if they win, that much we can all work out. And, if they lose you only pay what is agreed originally before going to trial (so a win-win situation for solicitors), they get a rate agreed if lose to pay themselves (business is business after all) and is significantly higher if they win. I agreed with a team of solicitors to go along these lines and the only cost I would occur is that of court costs should we lose (and would be 25% of my compensation should I win). The Telegraph reports that the end of the ‘no win, no fee’ culture is upon us with looming changes.

Change in Law

The part of the law that is about to change, however, is the amount a solicitor can claim toward their cost. It has been absurd in the past. In one case, in particular, a solicitor claimed £83,000 for a court case in which his client was awarded £1,000. With a total cost of £1.5 billion in 2015-2016, this law couldn’t come in any sooner and it’s expected to save the NHS £45 million a year. It gets technical, but in short – it means that solicitors are affected rather than the client. The knock-on effect from this I can predict, will be that in the short term, cases like mine where I’m expected to win are dealt with quickly, efficiently and as ‘priority’ to the solicitors. Once this bill has passed, I’d imagine the time it takes from start to finish is longer or someone less senior in firms will deal with the cases (as they can only claim a set amount for the case). It may be a starting trend that ‘no win, no fee’ cases are a starting practice for solicitors.

The statement by Andrew Foster, Chief Executive at Wrightington, Wigan and Leigh NHS Foundation Trust sums it up perfectly ‘The introduction of a fixed recoverable cost for lower value claims would support more proportionate payment to claimant lawyers – which alongside improvements to the system should make things quicker and better for patients. This seems fair and appropriate recognising this all comes out of the NHS pot. Less money spent on legal costs will mean more to put into improved patient care at a local level.’

Brilliantly, it sounds like there will be more money for the NHS and less going to solicitors who overcharge the losing party for their already overpriced service.

Back to Basics

From speaking to someone in the industry, it seemed that the common practice prior the 1999 Access to Justice Act was to only take on cases they were sure to win and to hand pick cases that they knew they would be able to win and doubled their costs to make up for the cases they couldn’t. It might be that this is the case again going forward but in reality, it could be a good thing with lower ‘ambulance chasers’ in court reducing the amount of wasted time for the system, but on the flipside costs for solicitors could go up. The reduction in the fees for ‘no win, no fee’ that solicitors can charge is a positive move and I’m predicting that the 25% ‘win fee’ might even go up to compensate the loss in earnings from solicitors.

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Source by Simeon Elliot

How to Fight Speeding Tickets in a School Zone

Seeing red and blue lights flashing in the rear view mirror is enough to ruin anyone’s day. To make matters worse, however, if this happens in a “School Zone” in Washington State then several things happen: First, your fine is doubled from the amount listed in RCW 46.63.110. Second, the fine cannot be waived, reduced or suspended – so don’t waste your time asking for a Mitigation Hearing or a Deferred Finding.

This article will focus on the definition of a “school zone” and we will leave the question of how your speed was determined for another time. A School Zone is defined by RCW 46.61.440. You are required to slow down to 20 mph (unless directed to drive slower) when “passing any marked school or playground crosswalk when such marked crosswalk is fully posted with standard school speed limit signs or standard playground speed limit signs.” The law also allows the speed zone to extend three hundred feet in either direction from the marked crosswalk. The speed zone is limited by RCW 46.61.440(2) to “only include area consistent with active school or playground use.”

Although the law requires the area to be “fully posted” with “standard school speed limit signs,” RCW 46.61.440 doesn’t tell you what those signs look like. For that you have to turn to Washington Administrative Code (WAC) 392-151-035. Since I cannot post pictures here, you will have to look at the WAC itself to see the drawings.

Issues to watch:

Do the signs meet the design criteria of WAC 392-151-035?

Does the discovery show the Defendant was within 300 feet?

Is the area consistent with active school or playground use?

When Children are Present

WAC 468-95-350 governs School Zone Signs indicating, “When Children are Present.” Under the WAC, these signs are in force under any of the following conditions:

(1) School children are occupying or walking within the marked crosswalk.

(2) School children are waiting at the curb or on the shoulder of the roadway and are about to cross the roadway by way of the marked crosswalk.

(3) School children are present or walking along the roadway, either on the adjacent sidewalk or, in the absence of sidewalks, on the shoulder within the posted school speed limit zone extending 300 feet, or other distance established by regulation, in either direction from the marked crosswalk.

Issue to watch:

Does the discovery merely say “children were present” or does it actually comply with WAC 468-95-350?

Since the law eliminates alternatives like Mitigation or Deferrals, it makes sense to fight School Zone tickets as zealously as possible. Emotional pleas may not work on a Judge but showing that the State’s evidence does not establish critical facts, like whether or not this area met the definition of a school zone, will work. Remember, if you don’t fight your ticket then you cannot win.

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Source by Craig Cahoon

When Mama Does not Get "Me Time"

What exactly does "me time" mean? To each mom it has a different meaning. To some it means going out with the girls, to others it may mean being able to just read a book for a half hour. Sometimes being a mom does not allow a lot of time for you. Moms usually can find any number of reasons why "me time" just does not happen very often for them. Some moms may use the excuses I'm too tired or I'm behind on things as it is. If I take "me time" I will never get heard up. The big reason reason moms skip "me time" is feeling guilty about taking time away from their family.

We as mothers tend to put ourselves last on the list of our never ending list of things to do, but creating the time for ourselves is important. When you do not have any time for yourself, life tends to overwhelm you easier than if you had the necessary time to recharge yourself. A stressed out and unhappy mommy is not healthy for anyone in the family.

Why should you put yourself # 1 on your "to do" list?

• Taking time to recharge and relax actually makes you more productive.
• You will be fully available physically and emotionally for your family.
• You will meet the demands of the day with clarity and patience.
• You will feel empowered to handle whatever comes your way.
• You will be an amazing model of self-care for your children.
• It will increase your confidence and decrease depression and anxiety.

Ways To Fit "Me Time" Into Your Day

Here are a few ways that may help you find the time for "me time":

1. Enlist the help of a friend or family member. Have the neighbor come over for 20 minutes and you go for a walk. This is good for your peace of mind and your body.

2. Wake up 30 minutes early and enjoy the quiet in your house before the chaos of getting your kids up and going starts.

3. Enforcing bedtime gives you that hour or two every night when you can enjoy doing some things for yourself whether it is surfing the Internet, or watching a movie.

4. Locking yourself in the bathroom for 10 minutes is a quick way to gain a few moments of peace in a hectic day. Keep magazines or a book in the bathroom and catch up on your reading.

5. Find another mom and take turns watching each other's kids for an hour or two. By doing this once a week, you will eliminate some stress and get the desired "me time" to recharge your system. Knowing you can look forward to this time each week will help you thru the times that maybe you can not have the time to yourself.

6. Reserve one day a week or every other week to get together with friends. Your friends keep you grounded and can help you see things from a different perspective. You can share your concerns and frustrations which helps to release energy that drags you down.

7. Laugh and dance. Even if you do this with your children, you will feel better. Some days are complete chaos and laughing and dancing can help relieve the stress of the day. Your kids will love to see you cut lose and act silly. Get in touch with your inner child!

8. Exercising is another great way to improve your mood. Find a gym that has a daycare and take advantage of it for 30 minutes or an hour. Your kids will have fun playing with new friends and you get the necessary time to take care of yourself.

9. Find a reliable babysitter. Leaving your kids with someone is hard sometimes so ask other moms whom they use for a babysitter. Then look at your calendar, and schedule those days with your babysitter. Aim for getting out for a couple hours once a week.

10. Going to the grocery story, BY YOURSELF, is also a great way to have some "me time". It is something that you have to do anyway. Do not just rush thru it though; take your time and just browse. Maybe stop some place else before you go grocery shopping. TAKE ADVANTAGE of grocery shopping time and use it as the time you need for yourself.

Not enough time in the day, everyone else needs you; if I do not do it who will and guess are the excuses we use not to take "me time". We as moms need to realize how important it is to take care of ourselves. It is okay to put yourself first. It is okay to set aside 30 minutes a day to do something just for you. The laundry will not go anywhere so whether you do it now or 30 minutes from now, it really does not matter. It will still get done.

When you realize how much better you will handle everyday life once you do take the necessary time for yourself, you will feel more in control, and you will start enjoy things in your family life again. Your kids will see a mommy that is less stressed and more fun. Your husband will see the woman he married and not the stressed out "mom" that walks around upset all the time.

Take the time for you and put yourself back on the priority list. You are worth it!

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Source by Lori Radun

Things To Do With Your Criminal Justice Degree

A lot of students considering a civil service career think that a criminal justice is only good for being a law enforcement officer or, in combination with a legal degree, a criminal lawyer. Here are a whole range of criminal justice career choices that many degree-holders overlook, but are well worth consideration:

Social Work / Personal Cases

These may include child support and child protective services, missing persons, domestic violence and spousal or elderly abuse. Domestic legal social work is often identified as having extreme pros and cons to it. On the one hand, you're working to make everyone's home life better. On the other, the work can be stressful when confronting a perpetrator or heart-wrenching when confronting a victim. Social workers will work with law enforcement officers to assess a domestic situation, monitor a case to ensure that the desires of the court are transported out, and make further recommendations to the court for the disposition of cases.

Criminal Investigators and Special Agents

Also known as "the Feds". Working in federal investigations is a whole new ball game compared to municipal police work. As for special agents, these are not limited to the FBI; almost every federal agency has some type of special agent. These include the Department of Homeland Security, the Environmental Protection Agency, the Internal Revenue Service's Criminal Investigation Division, the United States Marshals Service, the US Secret Service, US Postal Inspection Service, and the National Park Service. Special agent work is a way to combine a criminal justice career with many other fields of government work and specialty interests.

Immigration and Customs Inspectors

These are the public servants who control access of persons and property into and out of the United States. Quite a high-profile job laTely, with today's concerns over terrorism. A challenging job, with being able to speak multiple languages ​​fluently a big plus (in some cases a requirement). Sometimes your biggest concern will not be stopping a terrorist, but preventing a confused, but innocent person from being mistaken for one! In addition, you may on the spot to check or clear visiting diplomats and dignitaries from other lands.

Police Detectives

This is usually an after-the-fact officer. The law enforcement officer does the arresting; you just solve the crimes. Be aware that it's hardly the glamorous job Hollywood movies would have you believe; your reality will be day-to-day mundane tasks such as collecting forensic evidence, checking background records, interviewing witnesses, and testifying in court. Police detectives are of course categorized into many department specialties. Robbery and burglary alone accounts for a very large portion of police detective work.

Correctional Officers and Jailers

Well, that's pretty self-explanatory, is not it? You'll be responsible for the care, custody, and control of inmates, whether they have been arrested and are awaiting trial or have been convicted of a crime and enacted to serve time in jail. A prison or jail is a controlled environment which in many ways is a microcosm of a society, with it's own challenges to face. While the controlled environment of the jail or prison will seem a more secure niche, unexpected surprises can develop – particularly in the intake zone. And when things get out of hand in a prison, they tend to escalate quickly.

Homeland Security

Responsible to prevent, detect, respond to, and recover from acts of terrorism. Currently a high-profile job to say the least, and not for the fault of heart, but you can count on lots of federal support during this time of national crisis. You'll be working with other federal agencies as well, such as the FBI and CIA, military counter-intelligence, and the NSA. The specialties with the Department of Homeland Security include collecting and sorting data on potential threats, surveillance, investigation, and assessing and alerting other agencies to potential threats.

Private Detective / Investigator

The number-one most mythologized profession, misrepresented in movies and television about equally with spies. As opposed to the high drama and dangerous intrigue portrayed in fiction, your typical jobs as a private investigator may include tracking cheating spouses, gathering evidence for private attorneys in civil cases, or investigating spurious claims for an insurance company. Leave your Magnum, your Porche, and your nubile blond mistresses home – but always carry a notepad and pen.

Criminal Intelligence

Well away from any street work, the criminal intelligence agent works behind the scenes, gathering data on gang members, fugitives, and organized crime and logging it into databases where it will be accessible to officers and detectives in the field. This is often an under-recognized profession but obviously essential; when the officer types a gang member's name into the computer in his patrol car and discovers the identities of the other five members of that gang, a criminal intelligence worker at the base made this possible.

Computer Crime

Not a specific specialty just yet, but dealing with the cyber-side of criminal justice is one of the most in-demand fields as the number of computers in society grows each year. You 'll of course need to combine your criminal justice degree with a computer science degree. Crimes committed through or with a computer may include fraud, offensive content, harassment and hate groups, drug trafficking, and cyberterrorism. If you imagined computer viruses or email scams were perpetrated by individual kids, think again: Computer fraud and data theft is actually an international organized crime operation and a multi-billion dollar per year industry! Police departments also need forensic data analyzers on hand to find and recover evidence which may be on a suspect's computer and may have been encrypted or deleted. In the future, a special department may be created within the criminal justice system to deal with this special category, as currently many police departments have to outsource their computer-related work.

This list severely scratches the surface of every career opportunity available in the criminal justice field, but should provide a broad sample of what's out there. Far from regular street police work, there are career opportunities to satisfies every interest and skill set.

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Source by Joshua Stone

Why You Shouldn’t Represent Yourself in an Employment Tax Dispute with the IRS

You may think the line between an employee and an independent contractor is a pretty clear one. Unfortunately, that is often not the case, and the IRS loves to try and get independent contractors classified as employees. That way, if they are successful, you as the business owner will be forced to pay withholding taxes, penalties and fees associated with not claiming somebody as an employee, sometimes going back many years. Employment tax controversies can cost huge dollars, and they can literally make or break a business.

Why the IRS is so aggressive about employee classification

Almost all taxes collected by the government are withheld from employees. Social Security, Medicare, FICA, and income tax withholding make up 80 to 90 percent of taxes collected. The IRS wants payers to withhold taxes at the paycheck source. Otherwise, they wouldn’t be making any money, or at least, not enough to run the government.

If a freelancer doesn’t pay his taxes, the IRS will instead go after those who pay him — who they claim are his employers. They’re looking for money, and they want the person who’s paying the freelancer to pay up on the taxes, including income tax and Social Security. For them, this is just another — the easiest — avenue of collecting. If they can’t collect taxes from one person, they’ll go after another.

Employee classification can be a gray area

You may think that the guys who come to work but bring their own tools are independent contractors, but it can actually be a little ambiguous as to whether they’re independent contractors or employees. Unfortunately, this gray area has the potential to apply to almost anyone you hire.

If you do things right from the start, you can make sure they’re classified correctly and maximize your ability to have them classified as independent contractors, if that is what you want. Unfortunately, most employers aren’t sure how to get independent contractors classified correctly.

One way to ensure that you’re safe is to talk to a tax lawyer during the planning stages of your business. That way, he can let you know what options are available to you in this regard and help you set up your business to maximize your ability to claim you have independent contractors, rather than employees, working for you.

Situations where it could happen

There are many different “are they or aren’t they?” situations that could happen to you. For example, if you hire somebody to do landscaping or construction for you, and you dictate the times they can work, but they bring their own tools, are they an independent contractor or an employee?

Liability can come in many forms as well. For example, you could be one of several business partners, one of who is supposed to “take care of the tax stuff.” However, if he’s taking care of it improperly, you could be in just as much trouble when the IRS comes knocking.

Even if your business is separately incorporated, or is an LLC, the IRS can go after you personally in these employment tax disputes.

And if you lose, not only do they get to collect the tax, but the penalties can be huge when employees are reclassified. As if that weren’t enough, there’s no statute of limitations if employment tax returns haven’t been filed. That means you could be paying taxes and penalties on recently reclassified employees going back 10, 20 or even 50 years.

When the IRS starts knocking on your door

The IRS has special tools to force compliance when it comes to employment taxes. As dramatic as their enforcement powers are with regular income taxes, they have much more draconian mechanisms for enforcing employment taxes.

They can do a lot of damage just by asserting that you screwed up in this area. They can start levying on assets before the dispute is even resolved. The ends justify the means here, with a “you owe us the money, and we’re going to start taking it” attitude. Most taxes are collected by forcing employers to pay.

They sometimes grab a bank account — especially a payroll account — before they show up, just to get your attention. They can go after anyone with any connection to the business: officers, owners, and anyone who can sign checks. Sometimes, they even go after bookkeepers. They go after all of them.

The first thing you should do if an employment tax dispute with the IRS arises is contact a tax attorney immediately and find out if it’s something you can win. A tax attorney can help you see what your options are in this situation. You may not even be liable even though the IRS insists that employment taxes improperly haven’t been filed or paid.

Dealing with litigation: you need a TAX lawyer

Hiring a tax lawyer is perhaps the most important decision you’ll have to make when dealing with the IRS. If you hire a lawyer with insufficient training and experience, he can take your money and not even know what he’s doing.

Most people go to accountants about tax problems. Unfortunately, accountants are not trained in how to handle real litigation. And they have only a very limited confidentiality privilege — a huge problem in employment tax disputes, which have the potential to escalate into criminal problems.

Look for a lawyer who has a specialized degree in taxation, and preferably graduated from a nationally recognized law school like the NYU School of Law. You should also look at peer-reviewed ratings like those published by Martindale-Hubbell, or seek recommendations from judges and other lawyers.

Finding a tax lawyer who can help save your company

If the IRS wins a dispute about employment taxes, the results can be devastating. A company can go bankrupt, and you could even face criminal prosecution. You may also be liable for worker’s compensation if you lose.

If the IRS comes after you for an employee tax dispute, get a tax lawyer immediately. If you find somebody who’s knowledgeable and can stand up to them in court, you’ll save yourself a lot of financial heartache, and you may even save your business.

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Source by Clifford N. Ribner

Schema is Only for Smart People

Schema is a Fancy Word For Learning System

Students and researchers daydream over 33% of the time, can not seem to pay attention, and get amnesia about what they read or hear within 15 minutes. Yes, really. These are neuroscientific facts not just phony headlines.

It is amazing we ever graduate school and companies are successful if everyone daydreams. Not everyone. You know the 80/20 principle (the Vital 20% and the Trivial 80%) runs the world. The only question is which division you occupy, and what to do to move into the fast-track with the successful 20%.

Google: Vilfredo Pareto, Italian economist and father of the 80/20 rule.

So What

Schema is a mental structure (remember framework), to take information about ourselves, others and knowledge of the world, and organize it for easy access for memory and learning. It is a baby easy tool you place in your mind, and learn to use for decision-making.

Synonyms for schema, schemas (schemata) are: model, diagram, plan, pattern, and structure. Derived from Greek form.

If you ever want to be recognized as an expert and genius in your specialized area, you need to create or steal a bunch of schemas and insert them in your brain.


Schemas are mental-filters for thinking about problems and having a system to almost instantly make your decisions. They are roadmaps to process (comprehend) and make the best choices. Best of all, they integrate both your left and right brains for conscious and nonconscious input, using both cognitive analysis and intuition.


In reading you use either Random Spacing (unorganized) and slow as molasses, or Specific Guidance, (an organized system) and mental schema for students and executives to ace their learning and career.

In learning new skills you use one or more of these three methods:

1. Learning through concentrated observation
2. Trial-and-Error
3. Reading or listening about the new skill

We use these schemas for speed learning:

a) Fistnoting (seven questions to ask and answer for strong learning in school and career).

b) Skim-Scan-Screen (how to ace exams, presentations and interviews).

c) Pacing strategies for speed reading (Z for Zorro, Triple Chunking, Indenting and Underlining.

d) StressBusting (acupressure and mudras) for instant relaxation.

e) Einstein Memory System (Peg and Link method) to double your long-term memory.

f) Extra-ocular muscles training for peripheral vision improvement.

Other Kinds of Schemas

Smart people who are lazy at heart have schemas implanted in their prefrontal cortex, anterior cingulate cortex and insula, through practice and experience.

The more you use your schemas, the better they work and make you look like a genius decision-maker.

Google: Dr. Dorothy Tse, Science, 4.06.07. The schema smart rats use. Rats get more of what they want by internalizing schemas, and so do smart Homo sapiens. Consider these five you already use.

1. People-schemas: how you judge the usefulness and truthfulness of folks you meet. What do you look for? What are your standards? Is it based on thinking or feeling?

2. Self-schemas: the rules we set for ourselves to make decisions of Go / No-Go. What causes you to decide to buy or walk away, say yes or no to a request?

3. Social-schemas: your beliefs through your filters about the world in general. Who will you vote for? How will you invest your money? Who will you choose for your Significant-Other? What to expect of your kids?

4. Prototypes: an idealized image we have of what we want in others. What do you look for in hiring or firing a buffer? What is your idea of ​​beauty or handsomeness? What do you want in a new house? New career?

5. Role-Schemas: a system telling you how to act and how others react in life. How do you dress, talk and feel at a party? In the office, are you formal or casual? What makes you admire or hate someone on-sight? What kind of people or situation disrupt your comfort-zone? How do you feel about people who curse? Do labels like liberal or conservative affect your emotions?

More Examples

What are your mental images of the Police, Firemen, Actors and Stockbrokers?

Your answer is based on your personal experiences, education and even economic level. When you meet or even reading about these kinds of folks, your brain switches on your appropriate schema. Only then do you know what to think and feel about these role-filling folks.

Some of us see Cops as the enemy, who enforce the often erratic rules of the Establishment without rhyme or reason. Others think of their Uncle Manny who was a desk sergeant at the 73rd precinct and loved to help people in trouble.


Mental images automatically appear on the movie-screen of your mind, and cause particular feelings and emotions to often decide our behaviors. If you schema is a positive one about Cops, you will response to their request to vote them annual bonuses.

If your images about stockbrokers are negative, you will ask your Congresswoman to vote for a new law to limit their activities and advice. If you are left-brain dominant, you will use analysis and logic more than right-brain dominant individuals.

The righties will highly more on intuition and emotions to decide their personal actions and behaviors. Most of us will use both left and right brains, but one is always more dominant. Never minimize the power of your feelings and emotions to be the ultimate decision-maker, unless you monitor your brain functions.

Schemas offer you the ability to think and react holistically, seeing the big picture (context and framework). Random reactions produce a micro version of Cause-and-Effect, Stimulus / Response, and Trial-and-Error. We suggest you Go Holistic and reframe (options) your approaches to life.

See: Cohen (1981, Kelley (1972, Weiner, 1979. 1986, Markus (1977) on schemas and personal learning, memory and decision making.

See ya,

copyright © 2007
H. Bernard Wechsler

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Source by H. Bernard Wechsler

Suggested Careers For Myers Briggs Test Personality Types

During times of a major economic downturn many people decide to change their career. Usually a major career change will require that you go back to school. Going back to school can be a tough decision especially if you have already started your career. To help decide which career type you should follow we have created a list of careers that are best suited for each of the 16 Myers Briggs personality types.


Military, business administrators, managers, police/detective work, judges, financial officers, teachers, sales representatives, government workers, insurance agents, underwriters, nursing administrators, trade and technical teachers, mafia dons. Natural leaders, they work best when they are in charge and enforcing the rules.


Business executives, administrators and managers, accountants, police, detectives, judges, lawyers, medical doctors, dentists, computer programmers, systems analysts, computer specialists, auditors, electricians, math teachers, mechanical engineers, steelworkers, technicians, militia members. Similar to the ESTJ, they have a knack for detail and memorization, but work more behind the scenes instead of up front as a leader.


Home economics, nursing, teaching, administrators, child care, family practice physician, clergy, office managers, counselers, social workers, bookkeeping, accounting, secretaries, organization

leaders, dental assistants, homemakers, radiological technologists, receptionists, religious educators, speech pathologists.. They do best in jobs where they can apply their natural warmth at building relationships with other people.


Interior decorators, designers, nurses, administrators, managers, secretaries, child care/early childhood development, social work, counselors, paralegals, clergy, office managers, shopkeepers,

bookkeepers, homemakers, gardeners, clerical supervisors, curators, family practice physicians, health service workers, librarians, medical technologists, typists. Tradition-oriented and down-to-earth, they do best in jobs where they can help people achieve their goals, or where structure is needed.


Sales representatives, marketers, police, detectives, paramedics, medical technicians, computer technicians, computer technical support, entrepreneurs, comedians, agents, race car drivers,

firefighters, military, loan sharks, con men, auditors, carpenters, craft workers, farmers, laborers, service workers, transportation operatives. They have a gift for reacting to and solving immediate problems, and persuading other people.


Police, detectives, forensic pathologists, computer programmers, system analysts, computer specialists, engineers, carpenters, mechanics, pilots, drivers, athletes, entrepreneurs, firefighters,

paramedics, construction workers, dental hygienists, electrical engineers, farmers, military, probation officers, steelworkers, transportation operatives, hit men. With the ability to stay calm

under pressure, they excel in any job which requires immediate action.


Actors, painters, comedians, adult entertainers, sales representatives, teachers, counselors, social workers, child care, fashion designers, interior decorators, consultants, photographers,

musicians, human resources managers, clerical supervisors, coaches, factory supervisors, food service workers, receptionists, recreation workers, religious educators, respiratory therapists.. Optimistic and fun-loving, their enthusiasm is great for motivating others.


Artists, musicians, composers, designers, child care workers, social workers, counselers, teachers, veterinarians, forest rangers, naturalists, bookkeepers, carpenters, personal service workers,

clerical supervisors, secretaries, dental and medical staffers, waiters and waitresses, chefs, nurses, mechanics, physical therapists, x-ray technicians. They tend to do well in the arts, as well as helping others and working with people.


Teachers, consultants, psychiatrists, social workers, counselers, clergy, sales representative, human resources, managers, events coordinators, politicians, diplomats, writers, actors, designers,

homemakers, musicians, religious workers, writers. They have a gift of encouraging others actualize themselves, and provide excellent leadership.


Counselers, clergy, missionaries, teachers, medical doctors, dentists, chiropractors, psychologists, psychiatrists, writers, musicians, artists, psychics, photographers, child care workers, education consultants, librarians, marketeers, scientists, social workers.. Blessed with an idealistic vision, they do best when they seek to make that vision a reality.


Actors, journalists, writers, musicians, painters, consultants, psychologists, psychiatrists, entrepreneurs, teachers, counselors, politicians, diplomats, television reporters, marketers,

scientists, sales representatives, artists, clergy, public relations, social scientists, social workers.. Very creative and fun-loving, they excel at careers which allow them to express their ideas and spontaneity.


Writers, artists, counselors, social workers, English teachers, fine arts teachers, child care workers, clergy, missionaries, psychologists, psychiatrists, scientists, political activists, editors, education consultants, journalists, religious educators, social scientists.. Driven by a strong sense of personal values, they are also highly creative and can offer support from behind the scenes.


Business executives, CEOs, organization founders, business administrators, managers, entrepreneurs, judges, lawyers, computer consultants, university professors, politicians, credit investigators, labor relations worker, marketing department manager, mortgage banker, systems analysts, scientists. They are born to lead and can steer the organization towards their vision, using their excellent organizing and understanding of what needs to get done.


Scientists, engineers, professors, teachers, medical doctors, dentists, corporate strategists, organization founders, business administrators, managers, military, lawyers, judges, computer

programmers, system analysts, computer specialists, psychologists, photographers, research department managers, researchers, university instructors, chess players. They have a particular skill at grasping difficult, complex concepts and building strategies.


Entrepreneurs, lawyers, psychologists, photographers, consultants, sales representatives, actors, engineers, scientists, inventors, marketers, computer programmers, comedians, computer analysts,

credit investigators, journalists, psychiatrists, public relations, designers, writers, artists, musicians, politicians. Very freedom-oriented, they need a career which allows them to act independent and express their creativity and insight.


Physicists, chemists, biologists, photographers, strategic planners, mathematicians, university professors, computer programmers, computer animators, technical writers, engineers, lawyers, forensic researchers, writers, artists, psychologists, social scientists, systems analysts, researchers, surveyors. Highly analytical, they can discover connections between two seemingly unrelated things, and work best when allowed to use their imagination and critical thinking.

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Source by Mark M Myers

Mobile Notary Public Service – What is it and When Do You Need It

The office of Notary Public originated from ancient Rome and has played an important part throughout history as an independent Public office. In the United States an individual who holds a Notary Public Commission acts as an independent witness authorized to administer oaths and acknowledge signatures as well as certain other acts varying from State to State.

Some of the more common documents that require a Notary Public are Power of Attorneys, Business Documents as well as International and Domestic Adoption Documents. And while a Notary is not able to neither give legal advice nor determine the legalities of a given document they do work as a trusted independent witness to the document signing.

Recently many Banks, Hospitals and Long Term Care facilities have stopped offering the services of a Notary Public to there customers do to growing liability concerns, and it’s left many individuals searching for a Notary Public to assist them in executing their documents. While some of these individuals are able to find a Notary at their local mail store there are times and situations that call for a Mobile Notary Public Service.

For example when a family member is in a hospital or nursing home it can be easier to call in a Mobile Notary Public to assist them rather then going out to see a Notary Public.

When business contracts need to be signed in the presence of a Notary Public bringing in a Mobile Notary is quicker and more effective then trying to get a group of people down to the local mail store.

International and Domestic Adoption documents will often require a Notary Public to witness signatures of a doctor, a police officer as well as the prospective parents and while you may be able to convince your doctor and a police officer to meet you at the local mail store, it may be easier to use the services of a Mobile Notary.

Only you can decide if a Mobile Notary is for you or not, but in today’s busy world it’s nice to know there is an option.

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Source by Marc Greco

Using A Hidden Home Security Camera To Protect Your Home

Nothing is more important to us than the safety and security of our families and our homes. It would be nice to think that we could always be around to keep an eye on things, but even if we had eyes in the backs of our heads we simply could not keep constant tabs on our loved ones and our home without some help. That is why a hidden home security camera is such a valuable asset.

A hidden home security camera has many valuable applications. A hidden home security camera can help secure your possessions in ways that a visible camera can not. While a visible camera may deter some thieves, others might disable the camera before robbing you of your possessions. Sadly, this scenario would leave you robbed and without an opportunity to catch and prove the thieves. A hidden home security camera is likely to give you the best opportunity to identify the guilty party and recover your property before it is too late.

A hidden home security camera can also help you resolve actions of crime or vandalism that have already occurred. Sadly it is not uncommon for home owners to have recurrence problems such as vandalism, trespassing, or even peeping toms. A hidden home security camera will not only help a home owner find the culprit, but the video tape can provide invaluable evidence for law enforcement.

A hidden home security camera has obvious uses when trying to secure our homes from strangers and intruders, but a hidden home security camera can also help protect us from people we know as well. A popular use for hidden home security cameras is to use them to monitor people who work in our homes such as nannies, housekeepers, or contractors. While it would be nice if we could have unconventional trust for people who we invite to work in our homes, the reality is that even a thorough background check is not enough to guarantee professional and legal conduct of our in-home employees. A hidden home security camera provides an additional layer of security and peace of mind when we hire someone to work in our homes.

A hidden home security camera also helps protect our families from things far more benign than intruders or unethical employees. A hidden home security camera is the perfect companion in a baby's nursery. A hidden home security camera is an anxious new parent's best friend because it gives them the freedom to take care of important tasks while still keeping a watchful eye on the new baby.

Today's hidden home security cameras come in all shapes and sizes, and can even allow you to monitor your home from a remote location using the internet. From securing your home from strangers, to protecting your precious newborn, hidden home security cameras have a myriad of applications that can help almost any homeowner add a new layer of security to their home, possessions, and loved ones.

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Source by Michelle Bery